Buying Care Homes with a SIPP

Since SIPP rules allow for both the purchase of commercial property, and shares in private companies, you should have a number of options when investing in a Care Home.

A commercial property such as a Care Home could be bought and held by a SIPP, although the tenant (even if it were yourself) would have to pay rent at market rates on the Care Home. If there were insufficient cash within the SIPP to buy the Care Home you have the option of borrowing additional funds, or pooling your SIPP with others to make the Care Home affordable.

You could also use your SIPP to buy shares in a Private Company that traded as a Care Home or Group of Care Homes.