SIPPs and Property

Buying property with SIPPs

Why buy?

- Use your pension fund to buy a commercial property of your choice. Rent from the property goes back into your fund. Capital growth also goes back into your pension fund.

Not enough cash?

- If there is insufficient cash in your fund you can take a mortgage to make up the shortfall. Or you can pool your pension funds with a friend or partner and use two or more SIPPs to buy.

What should I buy?

- The choice is up to you, but the classic SIPPs purchase is to buy a property to run your business from. Let your business pay rent to your pension fund.

Care Home?

- Can I put a care home in a SIPP, in many cases yes you can.

My pension funds are not in SIPPs?

- We can help you transfer the funds, then buy a property.

Taking control

- You can personally select a shop, office or other commercial property to purchase via SIPPs.

Farms and Land?

- Farms and Land with a SIPP can be considered by a few providers. You should speak to our advisers in the first instance.

Investments overseas?

- Overseas property can be considered within SIPPs, but only by a few providers. You should speak to our advisers in the first instance.

How we help you?

-Our nationwide panel of independent financial advisers are all pension specialists and are among the top IFA's in the UK. When we appoint an adviser to your case we want you to be comfortable with them before you incur any cost. To ensure this, full terms will be made clear at outset.